After paying car insurance for some time, there is going to come a time when you need to update it to ensure that you are getting the best coverage for the best price. This is because over time, insurance needs change, and you may be eligible for certain discounts that you weren't before. On top of this, prices for certain coverage options change, as well. Here are five signs that you need to update your car insurance:

1. You Pay More Than the Average: If at some point you realize that you are currently paying more than the average person for your car insurance needs, then you need to update your car insurance. The reason that you are paying more than average could be because there are certain discounts that are not being applied to your insurance or that you have coverage that you do not really need. 
2. You Just Got Married: After getting married, you should really update your insurance. Not only should you and your spouse be on the same insurance plan in order to save money with a multi-policy discount. On top of this, rates for married people are usually cheaper because statistics show that married people are less likely to be involved in a car accident than singles. 
3. Your Financial Situation Is Better:  If your credit score is much higher than when you first got your car insurance policy, you should update your insurance. This is because it's also believed that those with a better credit score are more responsible drivers. On top of this, if you can afford a higher deductible amount, then you should update your insurance to include these because it saves you more on your monthly insurance rate.
4. You Are Driving Less: If you are currently driving less than you used to, you need to update your insurance because those who drive less are less likely to be involved in a car accident. For this reason, your insurance company will provide you with lower rates. 
5. You Haven't Updated in a Long Time: If you haven't updated your insurance in a long time, you need to consider doing so because chances are you do not currently have the best possible coverage for the best price. It's always best to try and update at least once a year when your policy is up for renewal. 

When you know these five signs that you need to update your car insurance, you can be sure that you are always getting the best for your money.