Homeowner's insurance is a great safety net in the event that something happens to your house, but it can get a little pricey sometimes. However, there are a myriad of options available to lower your insurance premiums, such as bundling all of your insurance policies through one company or maintaining a good credit score. You can even perform a few home improvements that can dramatically lower your insurance costs, such as installing a new roof, security system, and impact windows.
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When police are called to an accident scene, they have several concerns in mind as they respond to the accident. A major concern will be to figure out which driver caused the accident (which will go a long way in determining whose insurance company will be liable to pay any claims resulting from the accident). One of the ways they determine responsibility is by figuring out how fast the cars involved in the accident were traveling at the time of the collision.
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It's true that car insurance rates are partially dependent on your driving record. It's also true that should you have an accident, your rates may go up. However, there are cases where an accident, even one where you are at fault, will not cause your insurance rates to increase. There are also ways to keep your insurance affordable if your insurance company raises your rates.
It's important to note that in most states, driving records are based on a point system.
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Boating is an All-American pastime. Feeling the breeze, hearing the lapping of the water, and looking out to the horizon is a feeling like no other. Fishing is held in the same regard, which is why fishing boats are the perfect combination of technology and nature for lovers of the great outdoors. But all too often, boat owners don't understand the importance of protecting themselves, others, and their boats from potential catastrophes.
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Flood damage can be one of the worst things that can happen to your home or business. In addition to ruining any possessions that become submerged, floods can also result in substantial structural damage to the building. Luckily, flood insurance is not only available, but it is often mandated for those living in areas that have histories of experiencing floods. However, if you have only recently acquired a building in a floodplain, there is a chance that you may have two questions that need answering before you choose a policy.
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