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4 Things Every Homeowner Should Know About Their Homeowners Insurance

As a homeowner, having homeowners insurance is important because it protects you financially in the case that any damage is done to your home. Without homeowners insurance, you can potentially be left without a home or left with excessive damages that you will have to pay out of pocket. That's why you should know everything there is to know about your homeowners insurance that can both help you save money and ensure that you are adequately covered. Read More 

What To Consider Before Buying Fire Insurance

Some insurance policies do not cover damage to your home or belongings due to fire. In this type of situation, it is imperative that you buy additional coverage. However, before doing so, you need to consider a few aspects that will help you choose between the different policies you find. Reimbursement Type The first aspect to consider is the type of reimbursement the policy offers for damaged items. Most policies have very specific guidelines on how it determines the cost of the items you need to replace. Read More 

Burglarized: Home Insurance Tips To Ensure You Are Protected

Statistics show that 2,000,000 homes are burglarized throughout the United States each year. Many homeowners opt to invest in insurance that will protect them against financial loss in the event a burglary takes place, but simply having a policy in place may not be enough to ensure you are fully protected. Here are three home insurance tips you should follow to make sure your belongings are fully protected in the future. Read More 

Four Things That Home Insurance Will Not Cover

As a homeowner, having home insurance is a must. Without insurance, any damage done to your home will need to be paid for out of your pocket. You never know when damages can happen and how extensive they may be. It's important that you purchase insurance that will cover you for enough of what you need in case of total reconstruction of your home. However, basic home insurance won't be able to cover these four things: Read More 

Lower Your Insurance Costs For Your Teen Driver

You are legitimately proud of your newly-licensed teen driver, but along with the relief at no longer being a chauffeur there may come a shock when you view your new automobile insurance premium. Teen drivers are costly to insure, so read on for ways to lower your insurance costs when adding a teen to your policy. The right car and the right driver. The choice of vehicle that your teen drives makes a great deal of difference in your insurance rates. Read More