insurance

Two Tips To Help You Get Affordable Car Insurance When You Have An SR22

If you have an SR22, or Certificate of Financial Responsibility, one of the main hurdles that you may encounter is difficulty finding affordable car insurance.  Automobile insurance is often more expensive when you have an SR22 because insurance companies may believe that you present a greater risk than other motorists.  However, there are things you can do to help make your car insurance coverage more affordable.  Use this information to learn two tips that can make your insurance budget-friendly even when you have an SR22. Read More 

Why You Need An Agent When Buying Business Insurance

When you own a business, it is essential that you protect it in every way you can. This begins with getting business insurance. There are a variety of different policies to get for your business, protecting everything from crimes to the property itself. It sometimes helps to have an agent, like Reinard Insurance Agency Inc, when choosing the right insurance policies, instead of trying to do it all on your own. Here are some reasons to consider using an agent when buying business insurance. Read More 

How Men Can Beat Higher Insurance Rates

In a society where women still face discrimination, automobile insurance rates "flip the script," so to speak. Men, particularly young single men, usually pay far more than their female counterparts for car insurance. This discrepancy often occurs during different periods in their lives. If you are facing this problem, you can take steps to lower your rates. Accident Rates The insurance industry will tell you that they charge higher rates for men because they are involved in more accidents. Read More 

4 Things Every Homeowner Should Know About Their Homeowners Insurance

As a homeowner, having homeowners insurance is important because it protects you financially in the case that any damage is done to your home. Without homeowners insurance, you can potentially be left without a home or left with excessive damages that you will have to pay out of pocket. That's why you should know everything there is to know about your homeowners insurance that can both help you save money and ensure that you are adequately covered. Read More 

What To Consider Before Buying Fire Insurance

Some insurance policies do not cover damage to your home or belongings due to fire. In this type of situation, it is imperative that you buy additional coverage. However, before doing so, you need to consider a few aspects that will help you choose between the different policies you find. Reimbursement Type The first aspect to consider is the type of reimbursement the policy offers for damaged items. Most policies have very specific guidelines on how it determines the cost of the items you need to replace. Read More